canonical: https://jentic.com/apis/onlinemoneytransfer.co.uk/onlinemoneytransfer

# Online Money Transfer Rates API

The Online Money Transfer Rates API lists remittance corridors and the exchange rates offered across them, so a sending amount can be compared before a transfer is made. The corridors endpoint enumerates the send and receive country pairs that are covered, and the rates endpoints return the rate for a given route, with a CSV variant for bulk export. Because the endpoints are public reads, they are straightforward to poll for rate monitoring or comparison displays. Fintech and comparison-site builders use it to show which corridor and provider give the best value for a cross-border payment.

## For AI agents

List remittance corridors and read the exchange rates for each route from Online Money Transfer, including a CSV export of rates.

## Scope

Does not initiate transfers, hold funds, or handle KYC. Use it to list remittance corridors and read their exchange rates, including CSV export, only.

## Capabilities

- List the supported remittance corridors and their country pairs
- Read the exchange rate for a specific corridor route
- Export the rates for a route as CSV for bulk use
- Compare rates across corridors for a send amount
- Poll rates over time to monitor how they move

## Use cases

### Corridor Rate Comparison

A comparison site reads GET `/api/v1/corridors` to learn which country pairs are covered, then reads GET `/api/v1/rates/{route}` for each to show the best value. This lets a sender see, at a glance, which corridor offers the most receive currency for their amount.

Example prompt: List the corridors, read the rate for each relevant route, and report the best value for a GBP to INR transfer

### Rate Monitoring

A monitoring agent polls GET `/api/v1/rates/{route}` on a schedule and records how a corridor's rate moves. This drives alerts when a rate crosses a threshold, so a user can be told when it is a good time to send.

Example prompt: Poll the GBP to NGN corridor rate and alert when it improves past a set threshold

### Bulk Rate Export

For analysis or reporting, an agent pulls GET `/api/v1/rates/{route}/csv` to get a corridor's rates in CSV form. This feeds spreadsheets or data pipelines without scraping a web page.

Example prompt: Download the CSV of rates for a route and load it into a reporting spreadsheet

## Key endpoints

| Method | Path | Description |
| --- | --- | --- |
| GET | `/api/v1/corridors` | List the supported remittance corridors |
| GET | `/api/v1/rates/{route}` | Get the exchange rate for a corridor route |
| GET | `/api/v1/rates/{route}/csv` | Export the rates for a route as CSV |

## Key resources

- **Corridors** — Supported send and receive country pairs
- **Rates** — Exchange rates for a given corridor route
- **Rates CSV** — CSV export of the rates for a route

## Why Jentic

- **Setup:** Calling the Online Money Transfer Rates API by hand means formatting each corridors and rates request and handling errors against the endpoints yourself. Through Jentic you install once, import the API from the API Directory, and your agent reads corridors and rates. No key is required.
- **Permission scoping:** The API exposes read operations for corridors and rates, so scope by operation: allow an agent to list corridors and read rates while leaving the CSV export out of the allowed set until you add it.
- **Credential handling:** Online Money Transfer needs no API key, so there is no secret for Jentic to hold. Your own Jentic One instance still runs the calls, keeping execution on infrastructure you control.
- **Discovery method:** Agents search Jentic by intent such as 'compare remittance rates' or 'get a corridor exchange rate', and Jentic returns the matching Online Money Transfer operation with its input schema so the agent calls the right endpoint.

## Related APIs

- **CurrencyLayer API** — CurrencyLayer gives mid-market reference rates; Online Money Transfer gives the rates providers actually offer per corridor.
- **FreeCurrencyAPI** — FreeCurrencyAPI supplies base currency conversion; Online Money Transfer supplies corridor-specific remittance rates.
- **Currencyapi** — Currencyapi returns general exchange rates; Online Money Transfer focuses on remittance corridor pricing.

## FAQ

### What does the Online Money Transfer Rates API do?

It lists the remittance corridors that are covered and returns the exchange rate for each route, including a CSV export. This lets an agent compare cross-border transfer rates and monitor how they move over time.

### What authentication does the Online Money Transfer Rates API use?

The specification declares no authentication, and the endpoints are public reads. An agent can call the corridors and rates operations without a key or token.

### How do I compare rates across corridors?

Read GET `/api/v1/corridors` to list the covered country pairs, then read GET `/api/v1/rates/{route}` for each route you care about and compare the results for a given send amount.

### Can I export the rates in bulk?

Yes. GET `/api/v1/rates/{route}/csv` returns a route's rates as CSV, which loads directly into a spreadsheet or a data pipeline without scraping a page.

### What are the rate limits for the Online Money Transfer Rates API?

The OpenAPI specification does not declare rate limits. Poll on a sensible schedule and cache results rather than hammering the endpoints, and back off if a request returns an error response.

### Do I need an MCP server to use the Online Money Transfer Rates API with an agent?

You do not. Jentic connects the API to your agent directly from the API Directory: import it and the agent calls the corridor and rates operations, with no key required.

### Can I limit what my agent is allowed to do with the Online Money Transfer Rates API?

Yes. Because you run Jentic One yourself, you choose the allowed operations: an agent can be permitted to list corridors and read rates while the CSV export stays excluded, and every call still runs from your own instance.