canonical: https://jentic.com/apis/swaggerhub.8697715/credit-api

# 8697715 Credit API

API for managing credit applications. The API exposes 4 endpoints.

## For AI agents

Programmatically создание новой заявки на кредит, получение информации о заявке на кредит. Covers 4 operations.

## Scope

Does not handle payments, communications, or crm - use for developer tools only.

## Capabilities

- Создание новой заявки на кредит
- Получение информации о заявке на кредит
- Подписание кредитного договора
- Query and filter Credit API records by parameters
- Monitor Credit API operational status and events

## Use cases

### Developer Tools Operations

Use the Credit API to perform developer tools operations programmatically. The API provides 4 endpoints covering core functionality including создание новой заявки на кредит, получение информации о заявке на кредит, создание кредитного предложения.

Example prompt: Call POST /credit-application to создание новой заявки на кредит

### Automated Credit Agreement Management

Automate credit agreement operations by combining multiple Credit API endpoints. Agents can получение информации о заявке на кредит and then создание кредитного предложения in a single workflow.

Example prompt: Call GET `/credit-application/{id}` to получение информации о заявке на кредит, then verify the result

### AI Agent Integration via Jentic

AI agents discover and call Credit API endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle none tokens manually.

Example prompt: Search Jentic for 'создание новой заявки на кредит', load the operation schema, and execute with Jentic-managed credentials

## Key endpoints

| Method | Path | Description |
| --- | --- | --- |
| POST | `/credit-application` | Создание новой заявки на кредит |
| GET | `/credit-application/{id}` | Получение информации о заявке на кредит |
| POST | `/credit-offer` | Создание кредитного предложения |
| POST | `/credit-signature` | Подписание кредитного договора |

## Key resources

- **Credit Agreement** — Operations related to Credit Agreement
- **Credit Application** — Operations related to Credit Application
- **Credit Offer** — Operations related to Credit Offer

## Why Jentic

- **Setup:** Wiring the Credit API by hand means pointing at its example host and threading credit application, offer, and signature calls together yourself, even though it takes no auth. Through Jentic you install once, import the Credit API from the API Directory, and your agent calls it with no credential to manage.
- **Permission scoping:** The Credit API puts the application id in the URL path (`/credit-application/{id}`), so a rule can pin your agent to reading one application. You choose the operations it may call, so writes like creating an offer or signature are only included if you add them.
- **Credential handling:** This API takes no credential, so there is nothing to store, and your own Jentic One instance still injects any configured settings at execution time. No secret enters the agent's prompt, logs, or context.
- **Discovery method:** Agents search Jentic by intent such as 'create a credit application' or 'get a credit application by id', and Jentic returns the matching Credit API operation with its input schema so the agent calls the right endpoint without browsing the reference docs.

## Related APIs

- **Github** — Alternative developer tools API
- **Gitlab** — Alternative developer tools API

## FAQ

### What authentication does the Credit API use?

The Credit API uses no authentication. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.

### Can I создание новой заявки на кредит with the Credit API?

Yes. Use the POST /credit-application endpoint. The API returns structured JSON responses that agents can parse and act on directly.

### What are the rate limits for the Credit API?

Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.

### How do I создание новой заявки на кредит through Jentic?

Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'создание новой заявки на кредит'. Jentic returns the matching Credit API operation with its input schema. Load the schema and execute the call - credentials are injected automatically.

### How many endpoints does the Credit API have?

The Credit API exposes 4 endpoints covering credit agreement, credit application, credit offer operations.

### Can I limit what my agent is allowed to do with the Credit API?

Yes. Jentic One is self-hosted, so your own rules decide which Credit API operations and credentials the agent may use. Because the application id sits in the URL path at GET `/credit-application/{id}`, you can pin the agent to reading a single application, and write operations like POST /credit-offer or POST /credit-signature are only available if you add them. The agent can call only the operations you have chosen to include.