canonical: https://jentic.com/apis/swaggerhub.mkhisa7/account-api

# Mkhisa7 Account API

The Equity Bank Account API allows a Merchant to fetch full/minimal transaction details for a given operative account, do Account Enquiries and Get a List of Accounts Opened. The API exposes 4 endpoints.

## For AI agents

Programmatically get balance, get full account statement. Covers 4 operations.

## Scope

Does not handle communications, crm, or developer tools - use for payments only.

## Capabilities

- Get Balance
- Account Enquiry
- Integrate Account API into automated workflows
- Query and filter Account API records by parameters
- Monitor Account API operational status and events

## Use cases

### Payments Operations

Use the Account API to perform payments operations programmatically. The API provides 4 endpoints covering core functionality including get balance, get full account statement, get mini statement.

Example prompt: Call GET /accounts/balances/{countryCode}/{accountNumber} to get balance

### Automated accounts Management

Automate accounts operations by combining multiple Account API endpoints. Agents can get full account statement and then get mini statement in a single workflow.

Example prompt: Call POST /accounts/fullstatement to get full account statement, then verify the result

### AI Agent Integration via Jentic

AI agents discover and call Account API endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle none tokens manually.

Example prompt: Search Jentic for 'get balance', load the operation schema, and execute with Jentic-managed credentials

## Key endpoints

| Method | Path | Description |
| --- | --- | --- |
| GET | /accounts/balances/{countryCode}/{accountNumber} | Get Balance |
| POST | /accounts/fullstatement | Get Full Account Statement |
| GET | /accounts/ministatement/{countryCode}/{accountNumber} | Get Mini Statement |
| GET | /search/{countryCode}/{accountNumber} | Account Enquiry |

## Key resources

- **accounts** — Operations related to accounts
- **search** — Operations related to search

## Why Jentic

- **Setup:** Wiring the Equity Bank Account API by hand means targeting its sandbox host, coding the balance, statement, and search routes, and handling retries yourself. Through Jentic you install once, import the Account API from the API Directory, store any host details once, and your agent calls it.
- **Permission scoping:** This API puts the country code and account number in the URL path (/accounts/balances/{countryCode}/{accountNumber}), so a rule can pin your agent to reading the balance and mini-statement of one account and nothing else. You choose the operations it may call, so broader ones like the full statement or search are not included unless you add them.
- **Credential handling:** Any access details for the Account API are stored once, encrypted, by your own Jentic One instance and injected at execution time. They never enter the agent's prompt, logs, or context.
- **Discovery method:** Agents search Jentic by intent such as 'get an account balance' or 'fetch a mini statement', and Jentic returns the matching Account API operation with its input schema so the agent calls the right endpoint without browsing the reference docs.

## Related APIs

- **Stripe** — Alternative payments API
- **Adyen** — Alternative payments API
- **Square** — Complementary payments API
- **Paypal** — Complementary payments API

## FAQ

### What authentication does the Account API use?

The Account API uses no authentication. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.

### Can I get balance with the Account API?

Yes. Use the GET /accounts/balances/{countryCode}/{accountNumber} endpoint. The API returns structured JSON responses that agents can parse and act on directly.

### What are the rate limits for the Account API?

Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.

### How do I get balance through Jentic?

Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'get balance'. Jentic returns the matching Account API operation with its input schema. Load the schema and execute the call - credentials are injected automatically.

### How many endpoints does the Account API have?

The Account API exposes 4 endpoints covering accounts, search operations.

### Can I limit what my agent is allowed to do with the Account API?

Yes. Jentic One is self-hosted by you, so your own rules decide which of the four operations your agent may call and which stored credentials it may use. Because the country code and account number sit in the URL path, such as GET /accounts/balances/{countryCode}/{accountNumber}, you can pin the agent to reading the balance and mini statement for a single account. Broader operations like POST /accounts/fullstatement or the account enquiry search stay off limits unless you explicitly add them.