Abnamro Payment Initiation (PSD2)

Name: Payment Initiation (PSD2) API
Brand: Payment Initiation (PSD2)
Availability: InStock

★ Only Publicly Available OpenAPI DocumentFinanceBankingoauth2, apiKey, http8 EndpointsREST

For Agents

Initiate, execute, cancel, and check the status of SEPA and cross-border payments from ABN AMRO accounts under PSD2. Requires PSD2 license, EIDAS certificate, OAuth, and API key.

Install Jentic One Beta

Connect the Payment Initiation (PSD2) to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Payment Initiation (PSD2), or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with Payment Initiation (PSD2) API.

Execute a registered payment after the account holder consents

GET STARTED

Start building with Payment Initiation (PSD2) API

Explore with Jentic

View OpenAPI Document

Jentic publishes the only available OpenAPI specification for ABN AMRO's Payment Initiation (PSD2) API, keeping it validated and agent-ready. The Payment Initiation (PSD2) API lets licensed Third Party Payment service providers (TPPs) initiate single SEPA and cross-border payments from ABN AMRO accounts, gated by PSD2 consent. The 8 endpoints cover registering a payment, executing it after consent, cancelling a future-dated payment, and checking status, for both SEPA and cross-border flows. Authentication combines OAuth 2.0 (client credentials and authorization code), an API key, and a QWAC EIDAS certificate.

Use Cases

Patterns agents use Payment Initiation (PSD2) API for, with concrete tasks.

★ TPP-Initiated SEPA Payments

Licensed PISPs initiate SEPA credit transfers from a customer's ABN AMRO account on the customer's behalf. POST /sepa-credit-transfers registers the payment, the customer authorises it via the ABN AMRO consent flow, and PUT /sepa-credit-transfers/{paymentId} executes it. GET on the status sub-resource returns the SEPA result codes (ACCC, ACSC, RJCT) for reconciliation.

Register a SEPA credit transfer of EUR 100.01 from NL62ABNA9999841479 to NL12ABNA9999876523, then execute the payment after consent and confirm status ACCC

Cross-Border Credit Transfers

Non-EUR or out-of-SEPA-zone payments use the cross-border endpoints. POST /cross-border-credit-transfers registers the payment with creditor agent and address, PUT executes after consent, and GET status returns the result. The two-step register-and-execute model means the customer keeps full control of the consent before the funds move.

Payment Cancellation and Status Checks

Operations and reconciliation flows cancel future-dated payments and confirm settlement status. DELETE /sepa-credit-transfers/{paymentId} and DELETE /cross-border-credit-transfers/{paymentId} cancel future-dated payments before execution; the GET status endpoints return the live result so a backend can reconcile expected vs actual outcomes.

Cancel future-dated SEPA payment 8325P3346070108S0PD and confirm status reflects the cancellation

Agent-Driven PISP Workflow via Jentic

Licensed PISP backends benefit from a single tool surface that an AI agent or service can call. Through Jentic, an agent searches for a payment intent, loads the matching ABN AMRO operation, and executes with the OAuth/API-key credentials held in the Jentic vault. EIDAS certificate handling stays at the network layer; Jentic isolates the OAuth and API-key secrets.

Search Jentic for 'register a SEPA payment', load the ABN AMRO PSD2 schema, and execute the registration call with the customer's payment details

Key Endpoints

8 endpoints — jentic publishes the only available openapi specification for abn amro's payment initiation (psd2) api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

POST

/sepa-credit-transfers

PUT

/sepa-credit-transfers/{paymentId}

Execute a registered SEPA payment

DELETE

/sepa-credit-transfers/{paymentId}

Cancel a future-dated SEPA payment

GET

/sepa-credit-transfers/{paymentId}/status

Get SEPA payment status

POST

/cross-border-credit-transfers

PUT

/cross-border-credit-transfers/{paymentId}

Execute a cross-border payment

GET

/cross-border-credit-transfers/{paymentId}/status

Get cross-border payment status

POST

/sepa-credit-transfers

PUT

/sepa-credit-transfers/{paymentId}

Execute a registered SEPA payment

DELETE

/sepa-credit-transfers/{paymentId}

Cancel a future-dated SEPA payment

GET

/sepa-credit-transfers/{paymentId}/status

Get SEPA payment status

POST

/cross-border-credit-transfers

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

ABN AMRO OAuth client secrets and API keys are stored encrypted in the Jentic vault. Agents call operations by ID and Jentic mints access tokens at execution time. The EIDAS QWAC certificate is configured at the network layer; Jentic isolates the OAuth and API-key material from the agent's context.

Intent-based discovery

Agents search by intent (e.g., 'register a SEPA payment') and Jentic returns POST /sepa-credit-transfers along with its input schema, including the debtor, creditor, amount, and execution date fields.

Time to first call

Direct integration: 1-3 weeks to set up PSD2 licensing, EIDAS certificate handling, OAuth client credentials and authorization code flows, and the consent redirect. Through Jentic: under a day for the API surface itself, with EIDAS and licensing handled separately as required by PSD2.

FAQs

Specific to using Payment Initiation (PSD2) API through Jentic.

Why is there no official OpenAPI spec for ABN AMRO Payment Initiation (PSD2)?

ABN AMRO publishes the API reference as a YAML/HTML page rather than a hosted OpenAPI catalog. Jentic generates and maintains this spec so that AI agents and developers can call ABN AMRO's Payment Initiation (PSD2) API via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the ABN AMRO Payment Initiation (PSD2) API use?

The API uses OAuth 2.0 client credentials for payment registration and OAuth 2.0 authorization code (with the ABN AMRO consent application) for execution, plus an API key passed as API-Key, plus a QWAC EIDAS certificate for mTLS. Through Jentic, OAuth and API-key secrets are kept in the Jentic vault; the EIDAS certificate is handled at the network layer.

Can I initiate cross-border payments with the ABN AMRO PSD2 API?

Yes. POST /cross-border-credit-transfers registers a non-EUR or out-of-SEPA payment with creditor name, account, agent, and address. After consent, PUT /cross-border-credit-transfers/{paymentId} executes the payment, and GET /cross-border-credit-transfers/{paymentId}/status returns the result.

How do I check the status of a SEPA payment through Jentic?

Search Jentic for 'check SEPA payment status' to find GET /sepa-credit-transfers/{paymentId}/status, load the schema, and execute with the paymentId returned at registration. Status codes ACCC and ACSC indicate success, RJCT indicates rejection, and PDNG indicates pending.

What licensing do I need to use the API in production?

Production use requires a PSD2 license (or FCA license for UK access), an EIDAS QWAC certificate (or OBWAC for UK), and a registered production app on the ABN AMRO Developer Portal. The sandbox is open to any developer for integration testing with static fictive data.

Can I cancel a payment after it has been executed?

Only future-dated payments can be cancelled. DELETE /sepa-credit-transfers/{paymentId} or DELETE /cross-border-credit-transfers/{paymentId} cancels a registered future-dated payment before its execution date; once executed, cancellation is no longer possible through the API.

Abnamro Payment Initiation (PSD2)

Connect the Payment Initiation (PSD2) to your agent

Capabilities

Start building with Payment Initiation (PSD2) API

Use Cases

Key Endpoints

Why Jentic?

Related APIs

FAQs