Back9ins BackNine Insurance API

Name: BackNine Insurance API
Brand: BackNine Insurance API
Availability: InStock

★ Only Publicly Available OpenAPI DocumentFinanceAccountingapiKey12 EndpointsREST

For Agents

Quote life insurance, create and progress electronic applications (eApps), manage applicant access, and pull illustrations through the BackNine general agency API.

Install Jentic One Beta

Connect the BackNine Insurance API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the BackNine Insurance API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with BackNine Insurance API.

Generate life insurance quotes for an applicant via the eapp-quotes endpoint

Create new electronic applications (eApps) and resume in-progress ones via /api/v1/eapps and /resume

Grant or manage applicant and advisor access to a specific eApp via the accesses/create endpoint

GET STARTED

Start building with BackNine Insurance API

Explore with Jentic

View OpenAPI Document

Jentic publishes the only available OpenAPI specification for BackNine Insurance API, keeping it validated and agent-ready. BackNine is a tech-enabled general agency for life insurance, and the API exposes 12 endpoints for getting quotes, creating and resuming electronic applications (eApps), managing eApp access, updating insured data, advancing eApp steps, sending text messages to applicants, and downloading illustrations. Use it to embed life insurance quoting and application flows into agent platforms, advisor tooling, and back-office automations without rebuilding eApp infrastructure.

Use Cases

Patterns agents use BackNine Insurance API for, with concrete tasks.

★ Embed life insurance quoting in an advisor platform

Power a financial advisor tool that runs life insurance quotes inside its own UI by calling /api/v1/eapp-quotes with applicant details. The platform then drops the user straight into a BackNine eApp through /api/v1/eapps without forcing them to bounce out to a third-party portal.

POST to /api/v1/eapp-quotes with applicant date of birth, gender, state, face amount $500,000, and product term-20, and return the top three carriers by premium.

Resume and progress in-flight applications

When applicants leave an eApp partway through, advisors can resume it via /api/v1/eapps/{eapp_uuid}/resume, update insured data, and walk the application to the next step using /step/next. This makes follow-up workflows cleaner because no application is lost between sessions.

Resume eApp 11111111-1111-1111-1111-111111111111, update the insured's height and weight on /insured, and call /step/next.

Outreach via text and illustrations

Send applicants and advisors text-message reminders during the application process via /api/v1/text and email or download illustration PDFs from /api/v1/quotes/{id}/illustration so applicants understand the policy they are buying. Combining outreach and document delivery in one API reduces hand-offs.

POST /api/v1/text with body 'Your application is 80% complete' to the applicant phone number on file for an active eApp.

Agent-driven life insurance workflows

Let an AI agent take a user request like 'get me a 20-year term quote for $1m' and run quoting, eApp creation, and insured data updates as a single workflow through Jentic. The BackNine API surface is small and well-typed, which is ideal for an agent tool that needs predictable inputs and outputs.

Search Jentic for 'get a backnine life insurance quote', load the schema for POST /api/v1/eapp-quotes, and execute it for a 35-year-old non-smoker, $1,000,000 face amount, term-20.

Key Endpoints

12 endpoints — jentic publishes the only available openapi specification for backnine insurance api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

POST

/api/v1/eapp-quotes

Get a life insurance quote

POST

/api/v1/eapps

Create a new eApp

POST

/api/v1/eapps/{eapp_uuid}/resume

Resume an in-progress eApp

POST

/api/v1/eapps/{eapp_uuid}/accesses/create

Grant access to an eApp

POST

/api/v1/eapps/{eapp_uuid}/step/next

Advance the eApp to the next step

POST

/api/v1/eapps/{eapp_uuid}/insured

Update insured data on an eApp

GET

/api/v1/quotes/{id}/illustration

Download a quote illustration

POST

/api/v1/text

Send a text message to an applicant

POST

/api/v1/eapp-quotes

Get a life insurance quote

POST

/api/v1/eapps

Create a new eApp

POST

/api/v1/eapps/{eapp_uuid}/resume

Resume an in-progress eApp

POST

/api/v1/eapps/{eapp_uuid}/accesses/create

Grant access to an eApp

POST

/api/v1/eapps/{eapp_uuid}/step/next

Advance the eApp to the next step

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

The BackNine API key is stored encrypted in the Jentic vault (MAXsystem). Agents receive scoped, short-lived credential references — the raw API key is never exposed to the agent's context.

Intent-based discovery

Agents search Jentic by intent (e.g. 'get a life insurance quote') and Jentic returns the matching POST /api/v1/eapp-quotes operation with its full input schema, so the agent can call the right endpoint without reading BackNine docs.

Time to first call

Direct integration: 1-2 days for API key handling, eApp state modelling, and illustration download flows. Through Jentic: under 1 hour — search, load schema, execute.

FAQs

Specific to using BackNine Insurance API through Jentic.

Why is there no official OpenAPI spec for BackNine Insurance API?

BackNine documents its API on docs.back9ins.com but does not publish a machine-readable OpenAPI specification. Jentic generates and maintains this spec from the BackNine documentation so that AI agents and developers can call the eApp and quoting endpoints via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the BackNine Insurance API use?

The API uses an API key passed via the `ApiKeyAuth` security scheme defined in the spec. Through Jentic the API key is stored encrypted in the vault and only injected at execution time, so the key never enters the agent's prompt or context.

Can I get a life insurance quote with this API?

Yes. POST /api/v1/eapp-quotes returns quotes for an applicant when given core fields such as date of birth, state, face amount, and product type. The same eapp_uuid can then drive POST /api/v1/eapps/{eapp_uuid}/quotes to attach quotes to an electronic application.

What are the rate limits for the BackNine API?

The spec does not declare explicit rate limits. BackNine applies limits at the account level; check your BackNine API key dashboard for the exact request-per-minute allowance applicable to your integration.

How do I create an eApp through Jentic?

Search Jentic for 'create a backnine eapp', load the schema for POST /api/v1/eapps, and execute it with the applicant payload. Install with `pip install jentic` and use the async search/load/execute pattern.

Does this API issue policies directly?

No. The API drives quoting and electronic application capture only. Underwriting, carrier issuance, and policy delivery happen at the carriers BackNine writes business with — the API ends at submission and illustration delivery.

Back9ins BackNine Insurance API

Connect the BackNine Insurance API to your agent

Capabilities

Start building with BackNine Insurance API

Use Cases

Key Endpoints

Why Jentic?

Related APIs

FAQs