Billie Direct API

Name: Billie Direct API API
Brand: Billie Direct API
Availability: InStock

★ Only Publicly Available OpenAPI DocumentPaymentsBilling Subscriptionsbearer20 EndpointsREST

For Agents

Run a B2B buy-now-pay-later flow end-to-end: create orders, capture invoices, extend due dates, issue credit notes, and host checkout sessions through Billie.

Quickstart

Get started with Billie Direct API in minutes using your preferred integration method.

# Add to your MCP client config (Claude Desktop, Cursor, Windsurf)
{
  "jentic": {
    "url": "https://api.jentic.com/mcp",
    "auth": "oauth"
  }
}

# Then ask your agent:
"create a b2b bnpl order in billie"

# → Jentic returns the GET /events tool with parameter schema, agent executes.

Capabilities

What an agent can do with Billie Direct API API.

Authenticate via OAuth 2.0 bearer tokens with revocation and validation endpoints

Create and update B2B orders, then cancel them before fulfillment

Capture invoices against orders, confirm payment, and extend the payment due date

Issue credit notes and pause dunning on disputed invoices to protect the buyer relationship

GET STARTED

Start building with Billie Direct API API

Explore with Jentic

View OpenAPI Document

Jentic publishes the only available OpenAPI document for Billie Direct API, keeping it validated and agent-ready.

Jentic publishes the only available OpenAPI specification for Billie Direct API, keeping it validated and agent-ready. Billie is a German buy-now-pay-later provider focused on B2B transactions, and the Direct API runs the full BNPL flow: OAuth bearer auth, order creation and updates, invoicing with capture-style payment, credit notes, dunning controls, and a hosted checkout session option. Agents can create an order, capture an invoice, extend the payment duration, pause dunning if a buyer disputes, and issue credit notes against past invoices.

Use Cases

Patterns agents use Billie Direct API API for, with concrete tasks.

★ B2B buy-now-pay-later checkout

Offer Billie BNPL as a checkout option on a B2B storefront. The agent calls POST /orders to create the order, POST /invoices to capture payment terms, and uses POST /checkout/session/hpp for the hosted page when the buyer prefers Billie's UX. Buyers get net-payment terms and the merchant gets paid up front by Billie.

Call POST /orders for a buyer at €1,200 net-30, then call POST /invoices to capture the invoice and return the resulting captureId

Dispute and credit-note handling

Pause dunning when a buyer raises a dispute and issue a credit note when goods are returned or the invoice was incorrect. POST /invoice/{captureId}/pause-dunning halts collections, POST /invoices/{captureId}/credit-notes issues the credit, and DELETE /invoices/{captureId} cancels the invoice as a refund. This keeps the buyer relationship intact while finance reconciles.

Call POST /invoice/{captureId}/pause-dunning for a disputed invoice, then issue a €200 credit note via POST /invoices/{captureId}/credit-notes

Payment-term extension for cash-strapped buyers

Extend the due date on an invoice when a buyer needs more time, without writing the receivable off. POST /invoices/{captureId}/extend-duration extends the term and POST /invoices/{captureId}/update-details lets the agent update the metadata. Useful for finance ops automating extension requests that would otherwise sit in a support queue.

Call POST /invoices/{captureId}/extend-duration for an invoice nearing due date, extending the payment window by 14 days

Order lifecycle management

Manage the full order lifecycle from creation to capture or cancellation. POST /orders creates, POST /orders/{id} updates, GET /orders/{id} reads detail, and POST /orders/{id}/cancel cancels before the invoice is captured. POST /invoices/{captureId}/confirm-payment closes the loop once funds arrive.

Call POST /orders to create an order, then GET /orders/{id} to read its status, and POST /orders/{id}/cancel if the buyer abandons checkout

Agent-driven BNPL flow via Jentic

An AI agent uses Jentic to discover Billie operations from intents like 'create a b2b bnpl order' or 'pause dunning on an invoice'. Jentic returns the matching operation, loads its schema, and executes with the OAuth bearer token from the vault. The agent can run the full BNPL lifecycle without ever holding the raw token.

Search Jentic for 'create a b2b bnpl order in billie', load the POST /orders schema, and execute it for a buyer with €1,200 net-30 terms

Key Endpoints

20 endpoints — jentic publishes the only available openapi specification for billie direct api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

POST

/oauth/token

Request an OAuth token

POST

/orders

Create a B2B order

POST

/orders/{id}/cancel

Cancel an order

POST

/invoices

Capture an invoice (payment)

POST

/invoices/{captureId}/confirm-payment

Confirm invoice payment

POST

/invoices/{captureId}/credit-notes

Issue a credit note

POST

/invoices/{captureId}/extend-duration

Extend invoice payment duration

POST

/checkout/session/hpp

Create a hosted payment page session

POST

/oauth/token

Request an OAuth token

POST

/orders

Create a B2B order

POST

/orders/{id}/cancel

Cancel an order

POST

/invoices

Capture an invoice (payment)

POST

/invoices/{captureId}/confirm-payment

Confirm invoice payment

POST

Why though Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

Billie OAuth client credentials and access tokens grant control over invoice capture and dunning, so credential handling matters. Jentic keeps both encrypted in the vault and only releases a scoped reference at execution time, so a leaked agent context cannot capture invoices on the merchant's behalf.

Intent-based discovery

Agents search intents like 'create a b2b bnpl order' or 'pause dunning on an invoice' and Jentic returns the matching Billie operation with its input schema, so the agent does not need to read Billie's reference docs.

Time to first call

Direct Billie integration: 3-5 days for OAuth flow, capture/confirm semantics, dunning controls, and webhook handling. Through Jentic: under 90 minutes to the first order created.

Related APIs

Alternatives and complements available in the Jentic catalogue.

Alternative

PayPal Invoicing

PayPal Invoicing offers invoice-based receivables for businesses without dedicated B2B BNPL.

Choose PayPal Invoicing when buyers expect a hosted PayPal experience and you need broad-base coverage; choose Billie when buyers are German B2B businesses needing structured net-payment terms.

Alternative

Afterpay

Afterpay is a consumer-focused BNPL provider strong in APAC and US.

Choose Afterpay for consumer retail BNPL; choose Billie when the buyer is a registered business needing invoice-based terms.

Complementary

Stripe

Stripe handles card and instant payments alongside Billie's BNPL terms.

Use Stripe alongside Billie when the cart offers card or wallet payment as alternatives to deferred B2B terms.

FAQs

Specific to using Billie Direct API API through Jentic.

Why is there no official OpenAPI spec for Billie Direct API?

Billie does not publish an OpenAPI specification. Jentic generates and maintains this spec so that AI agents and developers can call Billie Direct API via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the Billie Direct API use?

Billie uses OAuth 2.0 with JWT bearer tokens. Call POST /oauth/token to mint a token and pass it as Authorization: Bearer on every subsequent call. POST /oauth/token/revoke revokes a token and GET /oauth/authorization validates one. Through Jentic the OAuth client and tokens sit encrypted in the vault.

Can I issue credit notes with this API?

Yes. Call POST /invoices/{captureId}/credit-notes against a captured invoice to issue a credit note for the disputed or returned amount. Pair with DELETE /invoices/{captureId} when the entire invoice needs to be cancelled, or POST /invoice/{captureId}/pause-dunning when the buyer is in dispute and you want to halt collections.

How do I run a checkout session through Jentic?

Search Jentic for 'create a billie hosted checkout session'. Jentic returns the POST /checkout/session/hpp operation, loads its schema, and your agent calls it with the order detail. Use POST /checkout/session for an in-line flow or PUT /checkout/session/{id}/confirm to confirm a session.

What rate limits apply to the Billie Direct API?

The published spec does not document specific rate limits. As a payment provider Billie throttles per merchant to prevent abuse, so cache OAuth tokens (rather than minting one per request via POST /oauth/token) and back off if HTTP 429 is returned.

Is the Billie Direct API free?

API access is part of Billie's merchant offering rather than a separate paid tier; Billie earns revenue on the BNPL transactions themselves. You need an active Billie merchant account and OAuth credentials to use the Direct API. Jentic does not add usage charges on top.