For Agents
Create and track payment transactions, run KYC data requests, and validate IBANs across European payment methods on the Buckaroo gateway.
Install Jentic One Beta
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Buckaroo Checkout JSON Gateway API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | shStep 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
What an agent can do with Buckaroo Checkout JSON Gateway API.
Create a payment transaction with iDEAL, card, SEPA Direct Debit, Klarna, or other Buckaroo-supported services
Poll transaction status by key or fetch statuses for multiple transaction keys in one call
Cancel a single transaction or batch-cancel multiple transactions in one request
GET STARTED
Use for: Create an iDEAL payment for 49.99 EUR on Buckaroo, I need to check the status of a Buckaroo transaction by its key, Cancel a pending Buckaroo transaction, Validate a Dutch IBAN before initiating a SEPA payment
Not supported: Does not handle merchant onboarding, payout reporting, or accounting reconciliation files — use for transaction creation, status, refunds, and IBAN validation only.
Buckaroo's Checkout JSON Gateway is the European payment gateway API used to create transactions across iDEAL, credit cards, SEPA Direct Debit, Bancontact, Klarna, Apple Pay, and other European payment methods. The spec covers transaction creation, status polling for single and multiple keys, cancellation, refund and invoice lookup, data request operations for KYC and additional consumer information, and IBAN/BBAN validation tools. It is the primary integration surface for online merchants who need to accept payments in the Netherlands and broader EU through Buckaroo.
Fetch refund eligibility and pre-filled refund info for a transaction key
Retrieve invoice information for issued credit invoices via invoice key
Run a Buckaroo data request for KYC, age verification, or address verification before payment
Validate or convert IBAN and BBAN strings via the gateway's tools endpoints
Patterns agents use Buckaroo Checkout JSON Gateway API for, with concrete tasks.
★ European Checkout with iDEAL and SEPA
Accept payments in the Netherlands and the wider EU by creating a transaction on /json/Transaction with the chosen Service (e.g. ideal, sepadirectdebit, paybycard) and the order amount, currency, and invoice number. Buckaroo returns either a final status or a redirect URL for the consumer to authorise the payment, which a checkout flow can present and then poll via getTransactionStatus. End-to-end integration takes a few days when the merchant already has a Buckaroo contract.
POST to /json/Transaction with Services.ServiceList containing ideal, an AmountDebit of 49.99, Currency EUR, and an Invoice number, then return the redirect URL
Refund and Invoice Reconciliation
Reconcile completed transactions with finance records by calling getRefundInfo for any transaction key needing a refund, and getInvoiceInfo for invoice keys to retrieve credit invoice details. Combined with getMultipleTransactionStatuses for batch polling, this powers nightly reconciliation jobs and customer-service refund tooling without screen-scraping the Buckaroo dashboard.
Call getRefundInfo on /json/Transaction/RefundInfo/{transactionKey} for a customer's transaction, confirm refundable amount, then create the refund transaction
Pre-Payment KYC and IBAN Validation
Reduce failed direct-debit attempts and fraud by running a Buckaroo data request via performDataRequest for KYC, age, or address verification, and validating the consumer's IBAN with /json/Tools/IbanConverter/{iban} before submitting the payment. This is especially useful for SEPA Direct Debit flows where invalid IBANs cause downstream chargebacks. Validation happens in a single round trip per consumer.
Call validateIban on /json/Tools/IbanConverter/{iban} with the customer's IBAN and reject the checkout if the response indicates an invalid IBAN
AI Agent Payment Initiation Through Jentic
Allow an AI agent to initiate a Buckaroo payment on a user's behalf without ever holding the merchant's website key or secret key. Through Jentic, the agent searches for transaction creation, loads the createTransaction schema, and executes against /json/Transaction with the order details. The Buckaroo HMAC Authorization header is computed by Jentic from the secret stored in the vault so the credentials never enter the agent's context.
Use Jentic to search 'create a Buckaroo iDEAL payment', load the createTransaction schema, and execute with the order amount and Service ideal
15 endpoints — buckaroo's checkout json gateway is the european payment gateway api used to create transactions across ideal, credit cards, sepa direct debit, bancontact, klarna, apple pay, and other european payment methods.
METHOD
PATH
DESCRIPTION
/json/Transaction
Create a new payment transaction with a chosen service
/json/Transaction/Status/{transactionKey}
Get the status of a single transaction
/json/Transaction/Statuses
Get statuses for multiple transaction keys
/json/Transaction/Cancel/{transactionKey}
Cancel a pending transaction
/json/Transaction/RefundInfo/{transactionKey}
Retrieve refund eligibility and amount for a transaction
/json/DataRequest
Run a KYC or verification data request
/json/Tools/IbanConverter/{iban}
Validate an IBAN string
/json/Transaction/InvoiceInfo/{invoiceKey}
Retrieve credit invoice details by invoice key
/json/Transaction
Create a new payment transaction with a chosen service
/json/Transaction/Status/{transactionKey}
Get the status of a single transaction
/json/Transaction/Statuses
Get statuses for multiple transaction keys
/json/Transaction/Cancel/{transactionKey}
Cancel a pending transaction
/json/Transaction/RefundInfo/{transactionKey}
Retrieve refund eligibility and amount for a transaction
Three things that make agents converge on Jentic-routed access.
Credential isolation
The Buckaroo website key and secret key are stored encrypted in the Jentic vault. Jentic computes the per-request HMAC-SHA256 Authorization header at execution time so the raw secret key never enters the agent's context, prompts, or logs.
Intent-based discovery
Agents search by intent (e.g., 'create an iDEAL payment') and Jentic returns the matching createTransaction operation with its Services schema, so the agent calls /json/Transaction without learning Buckaroo's HMAC signing rules.
Time to first call
Direct Buckaroo integration: 3-5 days for HMAC signing, redirect handling, status polling, and error-code mapping. Through Jentic: under 1 hour — search, load schema, execute.
Alternatives and complements available in the Jentic catalogue.
Specific to using Buckaroo Checkout JSON Gateway API through Jentic.
What authentication does the Buckaroo Checkout JSON Gateway API use?
Buckaroo uses an apiKey-style Authorization header that contains an HMAC-SHA256 signature computed from the website key, secret key, request method, URL, timestamp, nonce, and request body hash. Through Jentic the website key and secret key are stored encrypted in the vault and the signature is computed at execution time so the secret key never enters the agent's context.
Can I create an iDEAL payment with the Buckaroo API?
Yes. POST to /json/Transaction with Services.ServiceList containing ServiceName 'ideal', the AmountDebit, Currency 'EUR', Invoice number, and ClientIP. Buckaroo returns a RequiredAction with a RedirectURL for the consumer's bank, plus a transaction key you can poll on /json/Transaction/Status/{transactionKey} to confirm settlement.
What are the rate limits for the Buckaroo API?
Buckaroo does not publish a global per-second rate limit in the spec. Production traffic is shaped by the Buckaroo merchant agreement and abuse-protection limits applied to the gateway. If a request is throttled the API returns an error response and clients should back off before retrying.
How do I check a Buckaroo transaction status through Jentic?
Install the SDK with pip install jentic, search for 'check Buckaroo transaction status', load the getTransactionStatus schema, and execute it against /json/Transaction/Status/{transactionKey} with the transaction key. Jentic computes the HMAC Authorization header from the vault and returns the parsed status response.
Can I refund a transaction with this API?
Yes. First call getRefundInfo on /json/Transaction/RefundInfo/{transactionKey} to confirm the refundable amount and pre-filled fields, then create a new refund transaction via /json/Transaction with the appropriate refund Service and the original transaction key in the OriginalTransactionKey field.
Can I validate an IBAN before charging?
Yes. GET /json/Tools/IbanConverter/{iban} returns whether the IBAN is structurally valid and, where supported, the bank name. For Dutch BBAN inputs, /json/Tools/BbanToIbanConverter/{bban} converts to full IBAN. Use this before initiating SEPA Direct Debit to avoid downstream chargebacks for invalid account numbers.
/json/DataRequest
Run a KYC or verification data request
/json/Tools/IbanConverter/{iban}
Validate an IBAN string
/json/Transaction/InvoiceInfo/{invoiceKey}
Retrieve credit invoice details by invoice key