For Agents
Read a Ukrainian Monobank user's accounts, pull statement transactions, and receive transaction webhooks for personal finance and PFM use cases.
Install Jentic One Beta
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Monobank Open API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | shStep 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
What an agent can do with Monobank Open API.
Pull live currency rates for the Ukrainian hryvnia against world currencies via /bank/currency
Retrieve the authenticated client's profile, accounts, and jars in one call to /personal/client-info
Extract historical transactions for a specific account between two timestamps via /personal/statement
GET STARTED
Use for: I need to pull my Monobank transactions for the last 30 days, Register a webhook so my agent receives new transactions in real time, Get the current UAH to USD exchange rate from Monobank, List all my Monobank accounts and savings jars
Not supported: Does not initiate payments, transfers, or card management, and does not expose corporate accounts — use for read-only personal Monobank data and transaction webhooks only.
Monobank is a leading Ukrainian neobank, and its public Open API lets personal-account holders pull their own banking data and receive transaction webhooks. The five endpoints cover live currency rates, the bank's open-key sync, client profile and account list, statement extraction across an account window, and webhook registration for real-time transactions. Authentication is the X-Token header, issued per personal user from the Monobank app.
Register a webhook on /personal/webhook so Monobank pushes new transactions to your endpoint in real time
Fetch the bank's open public key from /bank/sync to verify webhook payload signatures
Patterns agents use Monobank Open API for, with concrete tasks.
★ Personal Finance Dashboard
An individual builds a personal finance dashboard that pulls accounts and jars from /personal/client-info and statement entries from /personal/statement to show spending categories, savings goal progress, and net worth in UAH. Because the X-Token is per-user, the dashboard runs entirely on behalf of one Monobank customer.
Pull every transaction from account acc_main between 2026-05-01 and 2026-05-31 and group totals by merchant category.
Real-Time Transaction Webhooks
Rather than polling /personal/statement, an app registers a webhook on /personal/webhook so Monobank delivers each new transaction as it happens. Combined with the bank's public key from /bank/sync, the receiver can verify the signature on every payload before processing it, enabling instant push notifications and rule-based automations.
Register https://example.com/mono/webhook as the webhook URL and confirm Monobank accepted the registration.
UAH FX Monitoring
GET /bank/currency returns Monobank's published rates for the Ukrainian hryvnia against world currencies. A monitoring script can pull this on a schedule, write rates to a time series, and alert when UAH-USD or UAH-EUR moves beyond a threshold, useful for traders, exporters, and remittance senders watching the local currency.
Pull current Monobank rates and return the UAH-USD buy and sell rates.
AI Agent Personal Banking
A personal AI assistant uses Jentic to discover Monobank's five operations and runs them with a vault-stored X-Token to answer questions like 'how much did I spend on groceries this month' or 'what is my hryvnia savings rate' without exposing the token to the model. Webhook events feed back into the agent so it can react to incoming transactions.
Search Jentic for 'pull my Monobank transactions', load the schema for GET /personal/statement/{account}/{from}/{to}, and execute it for account 0 over the past week.
5 endpoints — monobank is a leading ukrainian neobank, and its public open api lets personal-account holders pull their own banking data and receive transaction webhooks.
METHOD
PATH
DESCRIPTION
/bank/currency
Get current currency rates
/bank/sync
Get the bank's open public key
/personal/client-info
Get client profile and accounts
/personal/webhook
Register a transaction webhook
/personal/statement/{account}/{from}/{to}
Get an account statement
/bank/currency
Get current currency rates
/bank/sync
Get the bank's open public key
/personal/client-info
Get client profile and accounts
/personal/webhook
Register a transaction webhook
/personal/statement/{account}/{from}/{to}
Get an account statement
Three things that make agents converge on Jentic-routed access.
Credential isolation
Per-user Monobank X-Tokens are stored encrypted in the Jentic vault. Each request is signed with the X-Token header at execution time so the agent never reads the raw token, and tokens can be rotated without redeploying.
Intent-based discovery
Agents search Jentic by intent (e.g. 'pull my Monobank transactions') and Jentic returns the matching endpoint with its full input schema, including the account id and Unix-timestamp window required by /personal/statement.
Time to first call
Direct Monobank integration: half a day reading the docs and wiring statement plus webhook handling. Through Jentic: under 30 minutes from token in the vault to first call.
Alternatives and complements available in the Jentic catalogue.
Specific to using Monobank Open API through Jentic.
What authentication does the Monobank Open API use?
Monobank uses an X-Token header issued per personal user from the Monobank mobile app. Through Jentic the X-Token is stored encrypted in the vault and attached to each request at execution so the raw token never enters the agent's context.
Can I pull historical transactions with the Monobank API?
Yes. Call GET /personal/statement/{account}/{from}/{to} with the account id and Unix timestamps for the window. Monobank limits the window to roughly 31 days per call, so longer ranges should be split into multiple requests.
What are the rate limits for the Monobank API?
Monobank rate-limits personal API calls aggressively. Statement requests are limited to about one per minute per token and currency rates to about one per minute globally; HTTP 429 is returned if the limit is exceeded.
How do I register a transaction webhook through Jentic?
Search Jentic for 'register a Monobank webhook', load the schema for POST /personal/webhook, and execute it with the public HTTPS URL that should receive transaction events. Verify each incoming payload using the public key from GET /bank/sync.
Does the Monobank API give access to other people's accounts?
No. The X-Token is tied to the issuing personal user, so the API can only read that user's accounts, jars, and statements. There is no business or partner mode in this open API.
How do I get current UAH currency rates?
GET /bank/currency returns Monobank's current published rates for the Ukrainian hryvnia against world currencies. The endpoint does not require an X-Token but is heavily rate-limited, so cache the response for at least a minute.