Payments Jpmorgan Interac e-Transfer API

Name: Interac e-Transfer API
Brand: Interac e-Transfer API
Availability: InStock

★ Only Publicly Available OpenAPI DocumentPaymentsPayouts Transfersbearer1 EndpointsREST

For Agents

Install Jentic One Beta

Connect the Interac e-Transfer API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Interac e-Transfer API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with Interac e-Transfer API.

Initiate real-time Interac e-Transfer payments in Canadian dollars 24/7

Send payments to recipients identified by email address or phone number

Direct payments to specific bank accounts for known payee routing

GET STARTED

Start building with Interac e-Transfer API

Explore with Jentic

View OpenAPI Document

Jentic publishes the only available OpenAPI specification for Interac e-Transfer API, keeping it validated and agent-ready. The J.P. Morgan Interac e-Transfer API enables businesses to initiate 24/7 domestic CAD payments in Canada via email, phone number, or bank account. It provides a single endpoint for submitting real-time Interac e-Transfer payment requests through J.P. Morgan's treasury services platform, supporting automated disbursements to Canadian recipients without branch visits or cheque processing.

Use Cases

Patterns agents use Interac e-Transfer API for, with concrete tasks.

★ Automated Vendor Disbursements

Automate payments to Canadian vendors and suppliers using Interac e-Transfer instead of cheques or wire transfers. The API accepts recipient identification by email, phone, or account number and processes the payment in real-time through J.P. Morgan's treasury infrastructure. This eliminates manual payment runs and enables same-day settlement for domestic CAD obligations.

Initiate an Interac e-Transfer of 5,000.00 CAD to vendor@supplier.ca via POST /tsapi/v1/payments with payment type as e-Transfer and recipient email

Customer Refund Processing

Issue refunds to Canadian customers via Interac e-Transfer for immediate availability. Rather than reversing card transactions which take days, businesses can send funds directly to a customer's email or phone number. The customer deposits the transfer through their banking app instantly, improving satisfaction and reducing support overhead.

Submit a refund of 149.99 CAD to customer@email.com via POST /tsapi/v1/payments with memo field indicating order reference number

AI Agent Canadian Payment Initiation via Jentic

AI agents use Jentic to initiate Interac e-Transfer payments without managing OAuth bearer tokens or constructing J.P. Morgan treasury API request payloads manually. Jentic stores credentials securely and provides the operation schema so agents can send CAD payments by specifying recipient and amount.

Search Jentic for 'send an Interac e-Transfer payment', load the operation schema, and execute it to send 250.00 CAD to a recipient email address

Key Endpoints

1 endpoints — jentic publishes the only available openapi specification for interac e-transfer api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

POST

/tsapi/v1/payments

Initiate an Interac e-Transfer payment

POST

/tsapi/v1/payments

Initiate an Interac e-Transfer payment

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

J.P. Morgan OAuth bearer tokens are stored encrypted in the Jentic vault (MAXsystem). Agents receive authenticated requests — treasury API credentials never enter the agent's context window.

Intent-based discovery

Agents search by intent (e.g., 'send a CAD payment to Canada') and Jentic returns the Interac e-Transfer operation with its full input schema including recipient type, amount, and currency fields.

Time to first call

Direct J.P. Morgan treasury integration: 5-10 days for onboarding, credential provisioning, and API testing. Through Jentic: under 1 hour — search, load schema, execute.

FAQs

Specific to using Interac e-Transfer API through Jentic.

Why is there no official OpenAPI spec for Interac e-Transfer API?

J.P. Morgan does not publish an OpenAPI specification for the Interac e-Transfer API. Jentic generates and maintains this spec so that AI agents and developers can call it via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the Interac e-Transfer API use?

The API uses OAuth 2.0 bearer token authentication. You obtain a token through J.P. Morgan's identity service and include it in the Authorization header. Through Jentic, the OAuth credentials and token refresh are handled automatically in the MAXsystem vault.

Can I send payments 24/7 with the Interac e-Transfer API?

Yes. Interac e-Transfer operates 24/7/365 for domestic Canadian dollar payments. Unlike wire transfers or ACH which have banking-hour restrictions, e-Transfers process in real-time regardless of time or day. Recipients can deposit funds immediately through their banking app.

What recipient identification methods are supported?

The API supports three recipient identification methods: email address, phone number, or direct bank account details. Email and phone-based transfers require the recipient to accept and deposit the funds. Bank account-based transfers route directly to the specified account without recipient action.

How do I initiate an e-Transfer payment through Jentic?

Search Jentic for 'send an Interac e-Transfer' to find the POST /tsapi/v1/payments operation. Jentic returns the input schema showing required fields like amount, currency (CAD), recipient email or phone, and payment type. Execute through Jentic and the payment is submitted to J.P. Morgan's treasury platform. Install with pip install jentic.