PaymentsOS API

Name: PaymentsOS API
Brand: PaymentsOS API
Availability: InStock

★ Only Publicly Available OpenAPI DocumentPaymentsPayment ProcessingapiKey3 EndpointsREST

For Agents

Create payments, retrieve transaction details, and tokenize payment methods through PaymentsOS unified orchestration layer that routes across multiple payment providers.

Install Jentic One Beta

Connect the PaymentsOS API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the PaymentsOS API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with PaymentsOS API.

Create payment transactions routed across multiple underlying payment providers

Retrieve detailed payment status and transaction metadata by payment ID

Tokenize payment instruments for secure reuse without storing card data

GET STARTED

Start building with PaymentsOS API

Explore with Jentic

View OpenAPI Document

Use Cases

Patterns agents use PaymentsOS API for, with concrete tasks.

★ Payment Orchestration

Route payment transactions across multiple payment service providers through a single API call. PaymentsOS acts as an orchestration layer that selects the optimal provider based on the payment method, currency, and geography. Merchants integrate once and gain access to dozens of providers without building individual integrations, improving approval rates through intelligent routing.

Create a payment for 99.99 USD via POST /payments with card token and let PaymentsOS route to the optimal provider for the transaction

Payment Instrument Tokenization

Tokenize credit cards and other payment methods for secure storage and reuse. The tokens endpoint accepts raw card data and returns a provider-agnostic token that can be used in subsequent payment requests. This eliminates PCI scope for the merchant application while enabling one-click checkout experiences and recurring payment collection.

Create a payment token for a Visa card via POST /tokens with card number, expiry, and CVV, then use the token in a payment creation request

AI Agent Payment Operations via Jentic

AI agents use Jentic to create payments and manage tokens through PaymentsOS without handling API key authentication or constructing provider-specific request payloads. Jentic provides the operation schemas so agents can initiate payments and tokenize cards with validated inputs while PaymentsOS handles provider routing automatically.

Search Jentic for 'create a payment with provider routing', load the PaymentsOS operation schema, and execute it to process a 50.00 EUR transaction

Key Endpoints

3 endpoints — jentic publishes the only available openapi specification for paymentsos api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

POST

/payments

Create a new payment transaction

GET

/payments/{paymentId}

Retrieve payment details and status

POST

/tokens

Tokenize a payment instrument

POST

/payments

Create a new payment transaction

GET

/payments/{paymentId}

Retrieve payment details and status

POST

/tokens

Tokenize a payment instrument

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

PaymentsOS API keys and private keys are stored encrypted in the Jentic vault (MAXsystem). Agents receive authenticated requests — the raw API key and signing credentials never enter the agent's context window.

Intent-based discovery

Agents search by intent (e.g., 'create a payment with provider routing') and Jentic returns the matching PaymentsOS operation with required headers and body schema for immediate execution.

Time to first call

Direct PaymentsOS integration: 2-4 days for credential setup, provider configuration, and testing. Through Jentic: under 1 hour — search, load schema, execute.

FAQs

Specific to using PaymentsOS API through Jentic.

Why is there no official OpenAPI spec for PaymentsOS API?

PaymentsOS does not publish an OpenAPI specification. Jentic generates and maintains this spec so that AI agents and developers can call PaymentsOS API via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the PaymentsOS API use?

The PaymentsOS API uses an API key passed in the Authorization header. Additional headers include x-payments-os-env (test or live), app-id, and private-key for request signing. Through Jentic, all credentials are stored in the MAXsystem vault and injected automatically.

Can I route payments to different providers with PaymentsOS?

Yes. PaymentsOS acts as an orchestration layer that routes each transaction to the configured payment provider based on rules you set in the PaymentsOS dashboard. You can configure routing by payment method, currency, amount threshold, or geography without changing your API integration.

What are the rate limits for the PaymentsOS API?

PaymentsOS applies rate limits based on your account tier and configured providers. Standard accounts support hundreds of transactions per second. The API returns 429 when limits are exceeded. Jentic handles retry logic and rate limiting when executing operations on your behalf.

How do I create a payment through PaymentsOS via Jentic?

Search Jentic for 'create a payment with orchestration' to find the POST /payments operation. Jentic returns the input schema showing required fields like amount, currency, and payment_method (or token). Execute through Jentic and PaymentsOS routes to your configured provider automatically. Install with pip install jentic.

PaymentsOS API

Connect the PaymentsOS API to your agent

Capabilities

Start building with PaymentsOS API

Use Cases

Key Endpoints

Why Jentic?

Related APIs

FAQs