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APIs / Payments / PayRetailers API
PayRetailers API logo

PayRetailers API

★ Only Publicly Available OpenAPI DocumentPaymentsPayment Processingbasic, apiKey20 EndpointsREST

For Agents

Process payments and payouts across Latin America using local payment methods, manage customer virtual accounts, and check balances through a single regional gateway.

Use for: I need to process a payment in Latin America, I want to send a payout to a bank account in Brazil, List available payment methods for Mexico, Check my PayRetailers account balance

Not supported: Does not handle card issuing, loyalty programs, or tax calculation — use for Latin American payment acceptance, payouts, and customer management only.

Jentic publishes the only available OpenAPI specification for PayRetailers API, keeping it validated and agent-ready. PayRetailers is a Latin American payment gateway that enables businesses to accept local payment methods, process payouts, manage customers with virtual accounts, and handle paywalls across multiple countries. The API provides 20 endpoints covering payment processing, payout management, customer lifecycle, and balance queries with support for region-specific methods like PIX, OXXO, and bank transfers.

Jentic One on GithubView OpenAPI Document

Install Jentic One Beta

Connect the PayRetailers API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the PayRetailers API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

1

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
2

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with PayRetailers API.

Accept payments via Latin American local methods including PIX, OXXO, and bank transfers

Process payouts to bank accounts across multiple Latin American countries

Manage customer profiles with activation, deactivation, and virtual account assignment

Create hosted paywalls for payment collection without custom checkout development

Query real-time account balance and payout quote rates

Track transactions and payouts by UID or internal tracking ID

Retrieve available payment methods filtered by country and currency

Use Cases

Patterns agents use PayRetailers API for, with concrete tasks.

★ Latin American Payment Collection

Accept payments from customers across Latin America using their preferred local payment methods. PayRetailers supports country-specific options like PIX in Brazil, OXXO in Mexico, and bank transfers region-wide. The API returns available methods per country and handles the payment flow including customer redirect and status notification.

Retrieve payment methods for Brazil via GET /payment-methods, then create a PIX transaction for R$150.00 via POST /transactions

Cross-Border Payouts

Send payouts to bank accounts across Latin American countries. The API provides payout quote rates before execution, allowing cost estimation. Payouts support multiple corridors and the status can be tracked by payout ID. Balance verification ensures sufficient funds before initiating transfers.

Get a payout quote via POST /payout-quotes, verify balance via GET /balance, then execute a payout of $500 USD to a Mexican bank account via POST /payouts

Customer Virtual Account Management

Create and manage customer profiles with virtual accounts that can receive deposits. Customers can be activated or deactivated, and their virtual accounts support automatic payment matching. This enables recurring collections and marketplace-style payment flows across Latin America.

Create a customer via POST /customers, then assign a virtual account using POST /customers/{customerId}/virtual-accounts and activate it

AI Agent LatAm Payment Orchestration

AI agents use the PayRetailers API through Jentic to process Latin American payments and payouts without managing dual authentication (basic auth plus API key) or country-specific payment method logic. Jentic handles credential isolation and operation discovery across all 20 endpoints.

Search Jentic for 'process a payment in Latin America', load the PayRetailers transaction creation schema, and execute a payment for $100 USD in Colombia

Key Endpoints

20 endpoints — jentic publishes the only available openapi specification for payretailers api, keeping it validated and agent-ready.

METHOD

PATH

DESCRIPTION

GET

/payment-methods

List available payment methods by country

POST

/transactions

Create a payment transaction

GET

/transactions/uid/{uid}

Get transaction by UID

POST

/payouts

Send a payout to a bank account

GET

/balance

Check account balance

POST

/customers

Create a customer profile

POST

/payout-quotes

Get a payout rate quote

POST

/paywalls

Create a hosted payment page

GET

/payment-methods

List available payment methods by country

POST

/transactions

Create a payment transaction

GET

/transactions/uid/{uid}

Get transaction by UID

POST

/payouts

Send a payout to a bank account

GET

/balance

Check account balance

POST

/customers

Create a customer profile

POST

/payout-quotes

Get a payout rate quote

POST

/paywalls

Create a hosted payment page

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential management

Credential isolation

PayRetailers basic auth credentials and API keys are stored encrypted in the Jentic vault (MAXsystem). Agents receive scoped access tokens — raw credentials never enter the agent context.

Intent-based discovery

Intent-based discovery

Agents search by intent (e.g., 'accept a PIX payment in Brazil') and Jentic returns matching PayRetailers operations with their input schemas including country-specific parameters, so the agent can call the correct endpoint without browsing docs.

Time to first call

Time to first call

Direct PayRetailers integration: 3-5 days for dual auth setup, country-specific payment method handling, and webhook configuration. Through Jentic: under 1 hour — search, load schema, execute.

Related APIs

Alternatives and complements available in the Jentic catalogue.

Alternative

Stripe

Global payment processor with some Latin American method support

Choose Stripe when you need a single global API that also serves Latin America, though with fewer local payment method options than PayRetailers.

Alternative

Flutterwave

→

Emerging market payment gateway focused on Africa with some LatAm coverage

Choose Flutterwave when you need payment processing in African markets or need a gateway covering both African and Latin American corridors.

Complementary

PayPhone API

→

Ecuador-specific mobile payment gateway

Use PayPhone alongside PayRetailers when you need mobile wallet-specific payment flows in Ecuador beyond what PayRetailers provides.

FAQs

Specific to using PayRetailers API through Jentic.

Why is there no official OpenAPI spec for PayRetailers API?

PayRetailers does not publish an OpenAPI specification. Jentic generates and maintains this spec so that AI agents and developers can call PayRetailers API via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.

What authentication does the PayRetailers API use?

The PayRetailers API uses dual authentication combining HTTP Basic Auth (username and password) and an API key header. Both are required for each request. Through Jentic, both credential types are stored encrypted in the MAXsystem vault and agents receive scoped access without handling raw credentials.

Which payment methods are available in Brazil through PayRetailers?

Use GET /payment-methods with a country filter for Brazil to retrieve available options. Common Brazilian methods include PIX (instant bank transfer), Boleto Bancario (bank slip), and local credit card processing. Availability depends on your merchant account configuration.

How do I send a payout through Jentic?

Use Jentic to search for 'send a payout in Latin America', load the schema for POST /payouts, and execute with the destination bank account details, amount, and country. Before executing, you can get a rate quote via POST /payout-quotes and verify funds via GET /balance.

What countries does PayRetailers support?

PayRetailers covers multiple Latin American markets including Brazil, Mexico, Colombia, Argentina, Chile, Peru, and Ecuador. The GET /payment-methods endpoint returns country-specific available methods based on your merchant configuration.

Can I create recurring payment collections with PayRetailers?

Yes. By creating customer profiles via POST /customers and assigning virtual accounts through POST /customers/{customerId}/virtual-accounts, you can set up automated payment matching for recurring collections. Virtual accounts receive deposits that are automatically linked to the correct customer.

GET STARTED

Start building with PayRetailers API

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View OpenAPI Document