PayU Latam Payments API

Name: PayU Latam Payments API
Brand: PayU Latam Payments API
Availability: InStock

✓ Official Vendor SpecPaymentsPayment ProcessingapiKey6 EndpointsREST

For Agents

Submit payments, query transaction statuses, and process refunds for Latin American merchants across cards, bank transfers, and local cash methods.

Install Jentic One Beta

Connect the PayU Latam Payments API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the PayU Latam Payments API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with PayU Latam Payments API.

Submit card, bank transfer, and cash payments across 7 Latin American countries

Query transaction status and details by order ID, reference code, or transaction ID

Process authorizations with deferred capture for card transactions

GET STARTED

Start building with PayU Latam Payments API

Explore with Jentic

View OpenAPI Document

Use Cases

Patterns agents use PayU Latam Payments API for, with concrete tasks.

★ Latin American Card Payments

Process credit and debit card payments for customers across Latin America. PayU handles local acquiring in Brazil, Mexico, Colombia, Argentina, Chile, Peru, and Panama with support for Visa, Mastercard, AMEX, and local brands like Elo and Hipercard. Merchants submit payment requests via POST /payments-api/4.0/service.cgi with card details, amount, and currency. PayU returns authorization status with fraud screening results.

Submit a card payment for 150000 COP (Colombian Pesos) with card number, expiry, and buyer details via POST /payments-api/4.0/service.cgi using the SUBMIT_TRANSACTION command

Local Cash and Bank Transfer Methods

Accept payments through cash vouchers and bank transfers popular in each LatAm market. PayU supports OXXO and SPEI in Mexico, Boleto Bancario in Brazil, PSE bank transfers in Colombia, and similar local methods. Each method generates a payment reference or voucher that the customer pays at a physical location or through their bank's online portal.

Create a PSE bank transfer payment for 80000 COP, retrieve the available banks list via POST /payments-api/4.0/service.cgi#getBanksList, and redirect the customer to the selected bank

Transaction Queries and Reporting

Look up transaction details and status across multiple query methods. PayU provides transaction queries by order ID, reference code, and transaction ID through dedicated report endpoints. This enables reconciliation, customer support lookups, and automated status monitoring for payment operations across all supported Latin American markets.

Query the transaction status for reference code 'REF-2024-MX-001' via POST /reports-api/4.0/service.cgi#queryByReferenceCode and return the payment state and amount

AI Agent Payment Operations via Jentic

AI agents use the PayU Latam API through Jentic to submit payments, query transactions, and manage LatAm payment flows without handling raw merchant credentials. Agents search by intent, receive typed schemas for PayU's command-based API structure, and execute calls with Jentic managing the apiLogin and apiKey injection. This enables automated payment workflows across 7 Latin American countries.

Search Jentic for 'process payment in Colombia', load the schema for POST /payments-api/4.0/service.cgi, and execute a SUBMIT_TRANSACTION command for 50000 COP

Key Endpoints

6 endpoints — payu latam payments api provides payment processing for merchants across latin america.

METHOD

PATH

DESCRIPTION

POST

/payments-api/4.0/service.cgi

Submit a payment transaction

POST

/payments-api/4.0/service.cgi#getBanksList

Retrieve available banks for transfers

POST

/payments-api/4.0/service.cgi#ping

Test API connectivity

POST

/reports-api/4.0/service.cgi#queryByOrderId

Query transaction by order ID

POST

/reports-api/4.0/service.cgi#queryByReferenceCode

Query transaction by reference code

POST

/reports-api/4.0/service.cgi#queryByTransactionId

Query transaction by transaction ID

POST

/payments-api/4.0/service.cgi

Submit a payment transaction

POST

/payments-api/4.0/service.cgi#getBanksList

Retrieve available banks for transfers

POST

/payments-api/4.0/service.cgi#ping

Test API connectivity

POST

/reports-api/4.0/service.cgi#queryByOrderId

Query transaction by order ID

POST

/reports-api/4.0/service.cgi#queryByReferenceCode

Query transaction by reference code

Why Jentic?

Three things that make agents converge on Jentic-routed access.

Credential isolation

PayU Latam apiLogin and apiKey are stored encrypted in the Jentic vault. Jentic injects credentials into request payloads automatically so agents never see raw merchant authentication values.

Intent-based discovery

Agents search by intent (e.g., 'process payment in Colombia') and Jentic returns matching PayU operations with typed schemas for the command-based API structure.

Time to first call

Direct PayU Latam integration: 3-5 days for credential setup, command structure implementation, and multi-country testing. Through Jentic: under 1 hour — search, load schema, execute.

FAQs

Specific to using PayU Latam Payments API through Jentic.

What authentication does the PayU Latam API use?

The PayU Latam API uses merchant authentication with apiLogin and apiKey credentials included in the request body of each API call. Through Jentic, these credentials are stored encrypted and injected automatically into the request payload so agents do not handle raw merchant keys.

Which countries does the PayU Latam API support?

PayU Latam supports merchants in Brazil, Mexico, Colombia, Argentina, Chile, Peru, and Panama. Each country has specific local payment methods available alongside international card brands. The API endpoint and account ID vary by country.

What are the rate limits for the PayU Latam API?

PayU Latam applies per-merchant rate limits of approximately 100 transactions per minute for payment submissions. Report query endpoints have separate limits. High-volume merchants can request increased thresholds through their PayU account manager.

How do I query a transaction status through Jentic?

Search Jentic for 'query PayU transaction', load the schema for POST /reports-api/4.0/service.cgi#queryByReferenceCode, and execute with the reference code. Jentic injects your apiLogin and apiKey automatically and returns the transaction state, amount, and payment method details.

Does the PayU Latam API support cash payment methods?

Yes. PayU supports cash-based methods including OXXO in Mexico, Boleto Bancario in Brazil, Baloto and Efecty in Colombia, and PagoEfectivo in Peru. Each method generates a voucher or reference code that the customer pays at a physical location within a defined expiry window.

PayU Latam Payments API

Connect the PayU Latam Payments API to your agent

Capabilities

Start building with PayU Latam Payments API

Use Cases

Key Endpoints

Why Jentic?

Related APIs

FAQs