Psd2 Api Commerzbank Commerzbank PSD2 PIS API
Official vendor OpenAPI document · agent-readyPaymentsPayment Processingoauth211 EndpointsREST
For Agents
Programmatically initiate a single payment, get payment details. Covers 11 operations with oauth2 authentication.
Use for: I need to initiate a single payment, I want to payment details, Search for cancel a payment, Find all payment status
Not supported: Does not handle communications, crm, or developer tools - use for payments only.
Commerzbank PSD2 Payment Initiation Service (PIS) API implementing the BerlinGroup XS2A specification version 1.3.11. Supports single payments, periodic payments, and bulk payments. The API exposes 11 endpoints secured with oauth2 authentication.
Install Jentic One Beta
Connect the Commerzbank PSD2 PIS API to your agent
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Commerzbank PSD2 PIS API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
1
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fpsd2.api.commerzbank.com%2Fcommerzbank" | sh2
Step 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fpsd2.api.commerzbank.com%2Fcommerzbank" | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
Capabilities
What an agent can do with Commerzbank PSD2 PIS API.
Initiate a single payment
Get payment details
Cancel a payment
Create payment authorisation
List payment authorisations
Use Cases
Patterns agents use Commerzbank PSD2 PIS API for, with concrete tasks.
★ Payments Operations
Use the Commerzbank PSD2 PIS API to perform payments operations programmatically. The API provides 11 endpoints covering core functionality including initiate a single payment, get payment details, cancel a payment.
Call POST /payments/{payment-product} to initiate a single payment
Automated Bulk Payments Management
Automate bulk payments operations by combining multiple Commerzbank PSD2 PIS API endpoints. Agents can get payment details and then cancel a payment in a single workflow.
Call GET /payments/{payment-product}/{paymentId} to get payment details, then verify the result
AI Agent Integration via Jentic
AI agents discover and call Commerzbank PSD2 PIS API endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle oauth2 tokens manually.
Search Jentic for 'initiate a single payment', load the operation schema, and execute with Jentic-managed credentials
Key Endpoints
11 endpoints — commerzbank psd2 payment initiation service (pis) api implementing the berlingroup xs2a specification version 1.
METHOD
PATH
DESCRIPTION
POST
/payments/{payment-product}
Initiate a single payment
GET
/payments/{payment-product}/{paymentId}
Get payment details
DELETE
/payments/{payment-product}/{paymentId}
Cancel a payment
GET
/payments/{payment-product}/{paymentId}/status
Get payment status
POST
/payments/{payment-product}/{paymentId}/authorisations
Create payment authorisation
GET
/payments/{payment-product}/{paymentId}/authorisations
List payment authorisations
GET
/payments/{payment-product}/{paymentId}/authorisations/{authorisation-id}
Get payment authorisation status
POST
/periodic-payments/{payment-product}
Initiate a periodic payment
POST
/payments/{payment-product}
Initiate a single payment
GET
/payments/{payment-product}/{paymentId}
Get payment details
DELETE
/payments/{payment-product}/{paymentId}
Cancel a payment
GET
/payments/{payment-product}/{paymentId}/status
Get payment status
POST
/payments/{payment-product}/{paymentId}/authorisations
Create payment authorisation
GET
/payments/{payment-product}/{paymentId}/authorisations
List payment authorisations
GET
/payments/{payment-product}/{paymentId}/authorisations/{authorisation-id}
Get payment authorisation status
POST
/periodic-payments/{payment-product}
Initiate a periodic payment
Why Jentic?
What agents get from Jentic-routed access to this vendor.
Setup
Wiring the Commerzbank PSD2 PIS API by hand means running its OAuth2 authorization flow, managing payment authorisations, and threading the payment-product and payment id through each call yourself. Through Jentic you install once, import the Commerzbank PSD2 PIS API from the API Directory, store the credential once, and your agent calls it.
Permission scoping
Commerzbank puts the payment id in the URL path (/payments/{payment-product}/{paymentId}), so a rule can pin your agent to reading the status of a specific payment. You choose the operations it may call, so state changes like initiating or cancelling a payment are not included unless you add them.
Credential isolation
Your Commerzbank PSD2 PIS API credential is stored once, encrypted, by your own Jentic One instance and injected at execution time. It never enters the agent's prompt, logs, or context.
Intent-based discovery
Agents search Jentic by intent such as 'initiate a single payment' or 'check a payment's status', and Jentic returns the matching Commerzbank operation with its input schema so the agent calls the right endpoint without browsing the reference docs.
Related APIs
Alternatives and complements available in the Jentic catalogue.
Alternative
Stripe
Alternative payments API
Choose Stripe when you need a different approach to payments operations
FAQs
Specific to using Commerzbank PSD2 PIS API through Jentic.
What authentication does the Commerzbank PSD2 PIS API use?
The Commerzbank PSD2 PIS API uses OAuth 2.0 for authorization. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.
Can I initiate a single payment with the Commerzbank PSD2 PIS API?
Yes. Use the POST /payments/{payment-product} endpoint. The API returns structured JSON responses that agents can parse and act on directly.
What are the rate limits for the Commerzbank PSD2 PIS API?
Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.
How do I initiate a single payment through Jentic?
Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'initiate a single payment'. Jentic returns the matching Commerzbank PSD2 PIS API operation with its input schema. Load the schema and execute the call - credentials are injected automatically.
How many endpoints does the Commerzbank PSD2 PIS API have?
The Commerzbank PSD2 PIS API exposes 11 endpoints covering bulk payments, payments, periodic payments operations.
Can I limit what my agent is allowed to do with the Commerzbank PSD2 PIS API?
Yes. Because you run Jentic One yourself, your own rules decide which operations and credentials the agent may use. The Commerzbank PSD2 PIS API puts the payment id in the URL path (/payments/{payment-product}/{paymentId}), so you can pin the agent to read-only calls such as getting a specific payment's details or status while withholding state changes like POST /payments/{payment-product} or DELETE that would initiate or cancel a payment. State-changing operations run only when you add them to what the agent is allowed to call.
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