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APIs / Payments / Revolut / Open Banking API
Open Banking API logo

Revolut Open Banking API

Browse all Revolut APIs
PaymentsPayment ProcessingapiKey54 EndpointsREST

For Agents

Programmatically create an account access consent, retrieve an account access consent. Covers 54 operations with apiKey authentication.

Use for: I need to an account access consent, I want to an account access consent, Search for an account access consent, Find all all accounts

Not supported: Does not handle communications, crm, or developer tools - use for payments only.

The Revolut Open Banking API is the gateway for third-party providers to interact with Revolut customers and products. You can take advantage of the Open Banking API to build your banking applications whether you are: - A regulated third party provider that wants to get account and transaction information of Revolut customers and initiate different types of payments, or - An innovative service pro. The API exposes 54 endpoints secured with apiKey authentication.

Jentic One on GithubView OpenAPI Document

Install Jentic One Beta

Connect the Open Banking API to your agent

Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Open Banking API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.

Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.

1

Step 1: Jentic One Host machine

# On the machine that will host your Jentic One instance:
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Frevolut.com%2Fopen-banking-api" | sh
2

Step 2: Agent machine

# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Frevolut.com%2Fopen-banking-api" | sh
jentic register       # connects your agent to your Jentic One instance

Jentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.

Capabilities

What an agent can do with Open Banking API.

Create an account access consent

Retrieve an account access consent

Delete an account access consent

Query and filter Open Banking API records by parameters

Monitor Open Banking API operational status and events

Use Cases

Patterns agents use Open Banking API for, with concrete tasks.

★ Payments Operations

Use the Open Banking API to perform payments operations programmatically. The API provides 54 endpoints covering core functionality including create an account access consent, retrieve an account access consent, delete an account access consent.

Call POST /account-access-consents to create an account access consent

Automated Applications Management

Automate applications operations by combining multiple Open Banking API endpoints. Agents can retrieve an account access consent and then delete an account access consent in a single workflow.

Call GET /account-access-consents/{ConsentId} to retrieve an account access consent, then verify the result

AI Agent Integration via Jentic

AI agents discover and call Open Banking API endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle apiKey tokens manually.

Search Jentic for 'create an account access consent', load the operation schema, and execute with Jentic-managed credentials

Key Endpoints

54 endpoints — the revolut open banking api is the gateway for third-party providers to interact with revolut customers and products.

METHOD

PATH

DESCRIPTION

POST

/account-access-consents

Create an account access consent

GET

/account-access-consents/{ConsentId}

Retrieve an account access consent

DELETE

/account-access-consents/{ConsentId}

Delete an account access consent

GET

/accounts

Retrieve all accounts

GET

/accounts/{AccountId}

Retrieve an account

GET

/accounts/{AccountId}/balances

Retrieve an account balance

GET

/accounts/{AccountId}/beneficiaries

Retrieve all account's beneficiaries

GET

/accounts/{AccountId}/direct-debits

Retrieve all account's direct debits

POST

/account-access-consents

Create an account access consent

GET

/account-access-consents/{ConsentId}

Retrieve an account access consent

DELETE

/account-access-consents/{ConsentId}

Delete an account access consent

GET

/accounts

Retrieve all accounts

GET

/accounts/{AccountId}

Retrieve an account

GET

/accounts/{AccountId}/balances

Retrieve an account balance

GET

/accounts/{AccountId}/beneficiaries

Retrieve all account's beneficiaries

GET

/accounts/{AccountId}/direct-debits

Retrieve all account's direct debits

Why Jentic?

What agents get from Jentic-routed access to this vendor.

Setup

Setup

Wiring the Revolut Open Banking API by hand means handling its Authorization header credential alongside the x-jws-signature it requires, choosing the live oba-auth.revolut.com or sandbox host, and managing retries yourself. Through Jentic you install once, import the Open Banking API from the API Directory, store the credential once, and your agent calls it.

Permission scoping

Permission scoping

Open Banking puts the account id in the URL path (/accounts/{AccountId}), so a rule can pin your agent to one account: it can read that account's balances, beneficiaries, and direct debits and nothing else. You choose the operations it may call, so ones like deleting an account-access consent are not included unless you add them.

Credential management

Credential isolation

Your Revolut Open Banking credential is stored once, encrypted, by your own Jentic One instance and injected at execution time. It never enters the agent's prompt, logs, or context.

Intent-based discovery

Intent-based discovery

Agents search Jentic by intent such as 'create an account access consent' or 'get account balances', and Jentic returns the matching Open Banking API operation with its input schema so the agent calls the right endpoint without browsing the reference docs.

Related APIs

Alternatives and complements available in the Jentic catalogue.

Alternative

Stripe

Alternative payments API

Choose Stripe when you need a different approach to payments operations

Alternative

Adyen

→

Alternative payments API

Choose Adyen when you need a different approach to payments operations

Complementary

Square

→

Complementary payments API

Choose Square when you need a complementary approach to payments operations

Complementary

Paypal

→

Complementary payments API

Choose Paypal when you need a complementary approach to payments operations

FAQs

Specific to using Open Banking API through Jentic.

What authentication does the Open Banking API use?

The Open Banking API uses an API key passed in the `Authorization` header. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.

Can I create an account access consent with the Open Banking API?

Yes. Use the POST /account-access-consents endpoint. The API returns structured JSON responses that agents can parse and act on directly.

What are the rate limits for the Open Banking API?

Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.

How do I create an account access consent through Jentic?

Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'create an account access consent'. Jentic returns the matching Open Banking API operation with its input schema. Load the schema and execute the call - credentials are injected automatically.

How many endpoints does the Open Banking API have?

The Open Banking API exposes 54 endpoints covering applications, accounts, transactions operations.

Can I limit what my agent is allowed to do with the Revolut Open Banking API?

Yes. Because you run Jentic One yourself, you decide which Open Banking operations your agent may call and which credential it uses, so you can grant read calls like GET /accounts/{AccountId}/balances, /beneficiaries, and /direct-debits while withholding others. Since the account id sits in the URL path, your rules can pin the agent to a single account and let it read only that account's data. Operations such as DELETE /account-access-consents/{ConsentId} stay off limits unless you explicitly add them.

GET STARTED

Start building with Open Banking API

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View OpenAPI Document