For Agents
Programmatically create business borrower, create consumer borrower. Covers 24 operations with bearer authentication.
Install Jentic One Beta
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Sivo API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fsivo.com%2Fsivo" | shStep 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fsivo.com%2Fsivo" | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
What an agent can do with Sivo API.
Create business borrower
Report on loan
List debt lines
Get debt line by ID
GET STARTED
Use for: I need to business borrower, I want to consumer borrower, Search for a loan, Find all report on loan
Not supported: Does not handle communications, crm, or developer tools - use for payments only.
Sivo provides debt-as-a-service. The API allows companies to access debt funding and lend money to their users at scale, covering lending (loans, debt lines, yield accounts), banking (beneficiaries, payments, transactions), and reporting. The API exposes 24 endpoints secured with bearer authentication.
Draw from a debt line
Patterns agents use Sivo API for, with concrete tasks.
★ Payments Operations
Use the Sivo API to perform payments operations programmatically. The API provides 24 endpoints covering core functionality including create business borrower, create consumer borrower, create a loan.
Call POST /borrowers/businesses to create business borrower
Automated Borrowers Management
Automate borrowers operations by combining multiple Sivo API endpoints. Agents can create consumer borrower and then create a loan in a single workflow.
Call POST /borrowers/consumers to create consumer borrower, then verify the result
AI Agent Integration via Jentic
AI agents discover and call Sivo API endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle bearer tokens manually.
Search Jentic for 'create business borrower', load the operation schema, and execute with Jentic-managed credentials
24 endpoints — sivo provides debt-as-a-service.
METHOD
PATH
DESCRIPTION
/borrowers/businesses
Create business borrower
/borrowers/consumers
Create consumer borrower
/loans
Create a loan
/reports
Report on loan
/lending/debt-lines
List debt lines
/lending/debt-lines/{id}
Get debt line by ID
/lending/debt-lines/{id}/draw
Draw from a debt line
/lending/debt-lines/{id}/pay
Pay debt line principal
/borrowers/businesses
Create business borrower
/borrowers/consumers
Create consumer borrower
/loans
Create a loan
/reports
Report on loan
/lending/debt-lines
List debt lines
What agents get from Jentic-routed access to this vendor.
Setup
Wiring the Sivo API by hand means setting up its Cognito-issued bearer token, targeting the dev.sivo.com host, and carrying the token across every borrower, loan, and debt-line call yourself. Through Jentic you install once, import Sivo from the API Directory, store the token once, and your agent calls it.
Permission scoping
Sivo puts the debt-line id in the URL path (/lending/debt-lines/{id}), so a rule can pin your agent to one debt line: it can read that line and nothing else. You choose the operations it may call, so money-moving ones like drawing or paying against a debt line are not included unless you add them.
Credential isolation
Your Sivo token is stored once, encrypted, by your own Jentic One instance and injected at execution time. It never enters the agent's prompt, logs, or context.
Intent-based discovery
Agents search Jentic by intent such as 'create a business borrower' or 'list debt lines', and Jentic returns the matching Sivo operation with its input schema so the agent calls the right endpoint without browsing the reference docs.
Alternatives and complements available in the Jentic catalogue.
Stripe
Alternative payments API
Choose Stripe when you need a different approach to payments operations
Specific to using Sivo API through Jentic.
What authentication does the Sivo API use?
The Sivo API uses a Bearer token in the Authorization header. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.
Can I create business borrower with the Sivo API?
Yes. Use the POST /borrowers/businesses endpoint. The API returns structured JSON responses that agents can parse and act on directly.
What are the rate limits for the Sivo API?
Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.
How do I create business borrower through Jentic?
Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'create business borrower'. Jentic returns the matching Sivo API operation with its input schema. Load the schema and execute the call - credentials are injected automatically.
How many endpoints does the Sivo API have?
The Sivo API exposes 24 endpoints covering borrowers, loans, debt lines operations.
Can I limit what my agent is allowed to do with the Sivo API?
Yes. Jentic One is self-hosted, so your own rules decide which Sivo operations and credentials the agent can use. Because Sivo carries the debt-line id in the URL path (/lending/debt-lines/{id}), a rule can pin the agent to a single debt line and let it only read that line. You also choose the exact operations it may call, so money-moving actions like drawing from or paying against a debt line stay off unless you explicitly add them.
/lending/debt-lines/{id}
Get debt line by ID
/lending/debt-lines/{id}/draw
Draw from a debt line
/lending/debt-lines/{id}/pay
Pay debt line principal