For Agents
Programmatically list budgets, single budget. Covers 31 operations with apiKey authentication.
Use for: I need to budgets, I want to single budget, Search for a new account, Find all account list
Not supported: Does not handle payments, communications, or crm - use for maps and geolocation only.
Our API uses a REST based design, leverages the JSON data format, and relies upon HTTPS for transport. We respond with meaningful HTTP response codes and if an error occurs, we include error details in the response body. API Documentation is at https://api.youneedabudget.com. The API exposes 31 endpoints secured with apiKey authentication.
Install Jentic One Beta
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the YNAB API Endpoints, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fyouneedabudget.com%2Fynab-api-endpoints" | shStep 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fyouneedabudget.com%2Fynab-api-endpoints" | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
What an agent can do with YNAB API Endpoints API.
List budgets
Single budget
Create a new account
Account list
Monitor YNAB API Endpoints operational status and events
Patterns agents use YNAB API Endpoints API for, with concrete tasks.
★ Maps and Geolocation Operations
Use the YNAB API Endpoints to perform maps geolocation operations programmatically. The API provides 31 endpoints covering core functionality including list budgets, single budget, create a new account.
Call GET /budgets to list budgets
Automated User Management
Automate user operations by combining multiple YNAB API Endpoints endpoints. Agents can single budget and then create a new account in a single workflow.
Call GET /budgets/{budget_id} to single budget, then verify the result
AI Agent Integration via Jentic
AI agents discover and call YNAB API Endpoints endpoints through Jentic without managing credentials directly. An agent searches for the required operation by intent, receives the matching endpoint schema, and executes the call with Jentic-managed authentication. This eliminates the need to read API documentation or handle apiKey tokens manually.
Search Jentic for 'list budgets', load the operation schema, and execute with Jentic-managed credentials
31 endpoints — our api uses a rest based design, leverages the json data format, and relies upon https for transport.
METHOD
PATH
DESCRIPTION
/budgets
List budgets
/budgets/{budget_id}
Single budget
/budgets/{budget_id}/accounts
Create a new account
/budgets/{budget_id}/accounts
Account list
/budgets/{budget_id}/accounts/{account_id}
Single account
/budgets/{budget_id}/accounts/{account_id}/transactions
List account transactions
/budgets/{budget_id}/categories
List categories
/budgets/{budget_id}/categories/{category_id}
Single category
/budgets
List budgets
/budgets/{budget_id}
Single budget
/budgets/{budget_id}/accounts
Create a new account
/budgets/{budget_id}/accounts
Account list
/budgets/{budget_id}/accounts/{account_id}
Single account
/budgets/{budget_id}/accounts/{account_id}/transactions
List account transactions
/budgets/{budget_id}/categories
List categories
/budgets/{budget_id}/categories/{category_id}
Single category
What agents get from Jentic-routed access to this vendor.
Setup
Wiring the YNAB API by hand means sending your token in the Authorization header on api.youneedabudget.com, matching its budget and account structure, and handling retries yourself. Through Jentic you install once, import the YNAB API from the API Directory, store the token once, and your agent calls it.
Permission scoping
The YNAB API puts the budget id in the URL path (/budgets/{budget_id}/...), so a rule can pin your agent to one budget: it reads that budget's accounts, categories, and transactions and nothing else. You choose the operations it may call, so writes like creating an account are not included unless you add them.
Credential isolation
Your YNAB token is stored once, encrypted, by your own Jentic One instance and injected at execution time. It never enters the agent's prompt, logs, or context.
Intent-based discovery
Agents search Jentic by intent such as 'list budgets' or 'read account transactions', and Jentic returns the matching YNAB operation with its input schema so the agent calls the right endpoint without browsing the reference docs.
Alternatives and complements available in the Jentic catalogue.
Specific to using YNAB API Endpoints API through Jentic.
What authentication does the YNAB API Endpoints use?
The YNAB API Endpoints uses an API key passed in the `Authorization` header. Through Jentic, these credentials are stored encrypted in your Jentic One instance and injected at execution time, so raw secrets never enter the agent context.
Can I list budgets with the YNAB API Endpoints?
Yes. Use the GET /budgets endpoint. The API returns structured JSON responses that agents can parse and act on directly.
What are the rate limits for the YNAB API Endpoints?
Rate limits are not specified in the OpenAPI spec. Check the vendor documentation for current limits. Through Jentic, rate limiting is handled automatically with retry logic built into the execution layer.
How do I list budgets through Jentic?
Install the Jentic SDK with pip install jentic, authenticate through Jentic One, the self-hosted execution layer, then search for 'list budgets'. Jentic returns the matching YNAB API Endpoints operation with its input schema. Load the schema and execute the call - credentials are injected automatically.
How many endpoints does the YNAB API Endpoints have?
The YNAB API Endpoints exposes 31 endpoints covering user, budgets, accounts operations.
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